Foreign transaction fee: 0%. The annual fee is $295 ($375 if the application is received on or after 2/1/24; See Rates & Fees). Now that the Amex Platinum has a $695 annual fee (see rates and fees), it makes the Sapphire Reserve the more affordable option. Which is the best American Express credit card in the UK? This depends on what you want from your credit card. 4. Delta SkyMiles ® Reserve Business American Express Card: Delta SkyMiles ® Platinum Business American Express Card: Delta SkyMiles ® Gold Business American Express Card: Rewards: 3x miles on Delta purchases made directly with Delta; 1. Amex True Cashback: Unlimited 1. If your grocery spend were $700/month or more,. Plus, earn an additional 5,000 miles after you make an eligible Delta purchase with your new card. The Platinum Card® from American Express: Best for frequent travelers. Chase Sapphire Preferred® Card: Best value for the annual fee. michikade. If you think a hotel card is the best travel rewards credit card for you, be sure your hotel choice has locations where you intend to travel. 99%-29. The iconic American Express Platinum Card has been sought after as a status symbol for years, but it is also a hugely popular as a travel rewards credit card due to its high 5X Membership Rewards® points per dollar on airfare and prepaid hotel purchases (through amextravel. Blue Cash Everyday®. Here are our picks for the best travel credit cards of 2023, including those best for: Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card. Balance transfer offer: Get a 0% intro APR on purchases and balance transfers for 21 billing cycles, followed by a variable APR of 18. 1. $125 GC Boost + Up to 40,000 bonus points ( terms) Best American Express card for rewards and perks. Choice of annual fee — from cards with zero annual fee to a maximum of 695. They added a $179 CLEAR Credit, $200 Amex hotel credit, and $240 credit for NY times, audible, Siriusxm, or peacock (not hbo). Best cash-back card for groceries and gas Blue Cash Preferred® Card from American Express. That’s equal to a 4. Scotiabank Gold American Express ® card. You earn 2x Membership Rewards® points on the first $50,000 spent on everyday business purchases annually. The American Express Platinum, a premium card with a high annual. Its annual fee is $695, but it. For frequent travellers, perks like lounge access, hotel and car rental status and travel credits could more than make up. $550. The properties bookable through the Amex FHR and The Hotel Collection. Discover student for categories. Legal business name. Best American Express cards. 11:39 AM EDT, Thu November 2, 2023. 99 monthly fee. $295 ($375 if application is received on or after 2/1/24) Earn 70,000 points. The best credit cards with travel insurance also tend to be premium travel credit cards. com); (ii) purchases of prepaid hotel reservations booked through American. Perks usually include points or miles multipliers on specific spending categories or even boosted loyalty program status. How to choose the best American Express credit cards for cash back and travel rewards. Based on TPG's valuation of Amex Membership Rewards points at 2 cents each, you'll get an approximate 6% return on. Amex SIA KrisFlyer: Directly earn KrisFlyer miles, S$150 SIA credit. American Express® Gold Card. Up to 25,000 60,000 bonus points ( terms) Best Amex card for hotel stays. We’ll spot anything odd in your spending and ensure it’s not fraud. 1. 5%. So you can use up the credits from Jan. Image Credit: American Express. Credit Card. 99% on purchases, 21. Here are our selections for the best Delta credit cards of November 2023. Some cards are offered in partnership with airlines and hotels to help you maximize your point earning. 2 cents. Some cards even offer reimbursement credits for Global Entry, TSA Pre ®, and CLEAR®, all of which provide different degrees of expedited security checks at airports. Blue Cash Preferred® Card from American Express: Best feature: Bonus cash back at U. Using the Credit One Bank Wander® Card will allow you to earn bonus points for flights, hotels and. If you take advantage of the credits, and it covers the 700$ annual fee for you, it's probably the best travel card out there. If you don't travel enough to offset this cost, a different card might be a better option for you. Best for beginners: Chase Sapphire Preferred® Card. Access to the network of more than 40 Centurion Lounges in airports around the US and in several international locations no. Plus, 25,000 points after you spend $20,000 on purchases in the first 12 months. 88 annually) Purchase APR: 20. While the American Express Green Card’s annual fee. Make sure you’ve linked your loyalty program to Membership Rewards. 99 per month) Other Benefits and Drawbacks: Despite the annual fee and the fact that Amex is still not accepted as many places in Canada as Visa or Mastercard, (though. 2. This means transferring AmEx points to Hilton can lead to a. 5. You will then receive a statement credit within 3 business days for your points redemption. For example, the card helps to elevate your travel experiences by providing you with an up to $189 statement credit for a CLEAR Plus membership, and. If the credit isn’t on the same statement as the transaction, it should appear on. Annual fee: $695. American Express® Gold Card: Blue Cash Everyday® Card. Chase Sapphire Reserve® - best for chase ultimate. The Amex Blue Business Plus card is arguably the best no-annual-fee business credit card you can have. Amex Platinum: The Amex Platinum is great for travelers since it earns 5 Membership Rewards points per dollar spent on flights booked directly with the airline or through Amex Travel (on up to $500,000 each calendar year) and comes with extensive airport lounge access. The American Express Blue Business Cash™ Card: The $0-annual-fee card earns 2% cash back on eligible purchases (on up to $50,000 per calendar year, then 1%). Citi ThankYou Rewards Credit Cards. Best travel and luxury card: The Platinum. Let Bankrate, a. Access to 1,400+ airport lounges in over 650 cities across 140 countries and counting 2. 99%, variable. S. To be eligible for the 3X Membership Rewards® points, the booking must be both reserved and charged on the Basic or Additional/Employee Card on the Card Account. Some of such travel credit cards are RBL Bank World Safari Credit Card, Club Vistara IndusInd Bank Explorer Credit Card and IndiGo 6E Reward XL HDFC Bank Credit Card. 5 points per dollar (on up to $500,000 on these purchases per calendar year). It is worth noting that apart from these travel-specific credit cards, some other premium credit cards also offer a lower foreign currency mark-up. 5% rebate + Amex benefits. Best no-annual-fee card: Blue Cash Everyday® Card from American. You can redeem points for travel, gift cards, statement credits and more, but points are most valuable when transferred to Amex travel partners. restaurants. – 5x FlexPoints on prepaid hotels and car rentals booked via the FlexPerks Rewards Center. 5%. Complimentary benefits averaging $800 of included value with FINE HOTELS + RESORTS 3. While the Chase Sapphire Reserve card has a fee that is significantly higher than the Amex Gold card at $550 compared to $250, it also comes with more usable benefits including worldwide lounge access and the $300 travel statement credit which more than make up for the annual fee difference. And Amex's network of Centurion Lounges is among the most exclusive in Amex's Global Lounge Collection. None, but you can choose Delta Air Lines as your preferred airline to cover up to $200 per year in airline incidental credits for things like checked baggage or preferred seat fees. gas station purchases. . Best for gas: PenFed Platinum Rewards Visa Signature® Card. The maximum reimbursed amount for the trip cancellation benefit is $10,000 per covered trip and $20,000 per year. Hilton Honors American Express Aspire Card. In addition to bonus miles, the card offers excellent perks like United Club lounge access, free checked bags and more that can make the $525 annual fee worthwhile. S. The Amex Green Card currently has a welcome offer where you can earn 40,000 bonus Membership Rewards points after spending $3,000 within the first six months. The best airline credit cards for November 2023. The ultimate Card for frequent travellers. The Platinum Card ® from American Express is one of the best travel credit cards out there, offering premium travel perks that are tough to beat for a $ 695 annual fee. OVERALL RATING. American Express credit cards are some of the most reputable in the industry. Good, Excellent (700 – 749) Best American Express business card. : Best for premium travel benefits. AMEX Platinum Travel is one of their best credit cards which provides an exceptional reward rate of 8. This makes them a good choice for travelers who are loyal to a particular airline carrier or hotel company. AmEx Gold Card Vs. Benefits. Marriott Bonvoy Brilliant ® American Express ® Card. Chase Sapphire Reserve®: Best card for hotels abroad. – Earn 30,000 bonus FlexPoints after spending $2,000 within the first four months. 0% intro APR on Purchases for 12 months, and. Foreign transaction fees: None. However, if you have an American Express ® Gold Card or American Express ® Business Gold Card, you can only access The Hotel Collection bookings. Amex Gold hotel credits: The Gold Card even offers a $100 experience credit when you book a two-night stay with the Hotel Collection through American Express Travel. Link Copied! iStock. 99% variable APR on purchases. Delta SkyMiles® Gold Business American Express Card: 75,000 bonus miles after spending $6,000 in purchases on your new card in your first six months. Plus, Amex Platinum card and Amex Business Platinum cards get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings with. SimplyCash Card from American Express. American Express® Platinum Travel Credit Card. Delta SkyMiles® Reserve American Express Card - best for delta flyers. Best American Express Credit Card for Travel. Welcome bonus. These are the two most popular travel-related American Express Credit Cards, which besides the Centurion no-limit invite-only card, contains the best Amex point rewards and benefits system! American Express Gold Cardholders. Here’s how it works: Log into your Membership Rewards account and select “Travel” from the menu. United℠ Explorer Card*: Best for United flyers. Best perks for a low fee: Chase Sapphire Preferred® Card. No annual fee: Bank of. Since he was a boy, Jon has always been. Best travel credit cards for November 2023. Blue Cash Preferred® Card. Best American Express Credit Cards in 2023. 01, 2023. Key perks: Get one boost of 10,000 Companion Pass qualifying points each calendar year; two EarlyBird Check-Ins per year; and an account anniversary bonus of 3,000 points annually. If. S. American Express offers various different credit cards, including business, rewards, cash back and travel credit cards. Earn up to $650* in value in the first 12 months, including up to 40,000 bonus Scene+ points¹. Best for Premium Travel Rewards. The American Express Gold Card offers many perks, making it ideal for travel. You. Wells Fargo Autograph℠ Card - best for. Chase Sapphire Reserve® - best for travel credits. Rewards on spending: Get 2. Earn 2X the points on eligible Air Canada. Regular Delta flyers: Delta SkyMiles® Platinum American Express Card. Building an Amex trifecta starts with three Amex cards: American Express® Gold Card — $250 annual fee; Platinum Card from American Express —. The Business Platinum Card® from American Express: Best business card for travel Delta SkyMiles® Gold American Express Card : Best Delta card for value travelers Hilton Honors American Express. The fee structure is the same as booking a flight reservation, which means $6. The charge cards (Biz Green, Biz Gold, Biz Plat, Plum) have no preset spending limit so those will easily handle that spend once AMEX learns your spending patterns, no problem. Best no-annual-fee card: Blue Cash Everyday® Card from American Express (See rates and fees) Best dining and grocery card: American Express® Gold Card. ); Rewards Rate 7X on Hotels and Resorts, 5X on Groceries, 5X on Dining, 5X on Gas, 3X on other purchases; Regular APR 20. The American Express Platinum Credit Card. Unlike Chase transfer partners, from which every single point transfers on a 1:1 basis to an. The card offers a $189 annual CLEAR® Plus membership credit and an up to $100 LoungeBuddy credit. With American Express® Credit Cards for travel, you’ll collect Membership Rewards® points or Avios as you spend, to use for future flights, hotel stays and transport. If our sample household spends $4,886 on flights booked via Amex Travel, they would earn 24,430 Membership Rewards. The best Amex travel credit card is the American Express Platinum card. But the right card. The Capital One Venture card is a great all-around travel rewards card with. 8/10. The Amex Business Gold card now earns 4 Membership Rewards points per $1 on up to $150,000 in combined purchases each calendar year on the 2 select categories your business spends the most each. United Club℠ Infinite Card - best for united club access. U. $695. 99%. Bank of America Cash Reward for online shopping. 3,500: Rs. The Platinum Card® from American Express, for instance, earns 5 points per dollar on flights booked directly with airlines or through Amex Travel (on up to $500,000 of these purchases annually, then 1 point per dollar) and 5 points per dollar on prepaid hotel bookings made through Amex Travel. Compare the best Amex credit cards for different types of travelers, based on rewards, perks and benefits. Delta SkyMiles® Platinum American Express Card: Best airline card. Use your Business Platinum card for Fine Hotels + Resorts® bookings made with American Express Travel and enjoy plush extra perks like complimentary breakfast for two and a 4 pm checkout. Best American Express card with no annual fee for flat-rate cash-back rewards: American Express Cash Magnet® Card. 5% and is one of my go-to cards till I complete its milestone for the year. The $250-annual-fee card earns 4 points per dollar spent at restaurants, 4 points per dollar spent at U. 3 cents with the 50% bonus (or 2 cents). The ultimate Card for frequent travellers. Delta SkyMiles® Reserve American Express Card: Best. Here are eight reasons why booking with AmEx travel could be a good idea. You earn Milestone Bonus Membership Rewards Points on the following three Milestones as defined below. 2. The American Express Platinum is among CNBC Select's picks for the best travel card, thanks to its worldwide lounge access perks. For example, American Express offers no annual fee co-branded Credit Cards among its Delta and Hilton cards. supermarkets on up to $25,000 per calendar year in purchases, then 1x. The American Express ® Gold Card is a game-changer. Air Miles Conversion Rate. Chase Sapphire Preferred® Card - best for travel insurance. This breaks down to $133 in base fare and $462. Yes, most credit cards can be used overseas. Spend $125 or more, get $25 back, up to 2 times (total of $50) Get a $25 statement credit by using your enrolled eligible Card to spend a minimum of $125 in one or more purchases online at FragranceNet. Green from Amex Amex Platinum; Annual fee: $150: $695: Rewards: 3 points per $1 at restaurants, 3 points per $1 on travel including flights, hotels, transit, taxis, tours, and ridesharing services. $695 (rates & fees): Best for Travel & Lounges: American Express ® Business Gold Card: CARD REFRESH: Earn 70,000 points after. All Categories; Best Credit Cards ;. Eligibility and Benefit level. Simply click the “Compare” button in the lower right corner of each Card’s overview panel to get started. The card offers premium travel benefits including airport lounge access, exciting travel vouchers, Taj Experiences E-Gift Card worth Rs. Want a long intro APR period. Qantas American Express Ultimate Card. Up to 100,000. To find flights on American Express Travel, visit this webpage. Rewards: 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year and 1 point per $1 on all other purchases. Bank of America® Travel Rewards Credit Card for Students : Best travel card for students. Earn 4% cash back on eligible gas station purchases in Canada, 4% cash back on. Top Reasons To Get the Delta Gold Card. Citi® / AAdvantage® Executive World Elite Mastercard® - best for american airlines lounge access. 7/5. Specifically, you’ll get up to $50 from January to June and then another $50 from July to December. Best American Express Cards of November 2023. 5% cash-back on purchases of $5,000 or more. Terms Apply. Earn 40,000 bonus miles after spending $2,000 on purchases in the first six months with the card. • 10 mo. Cardholders of the Amex Gold card will enjoy an elevated travel experience when booking a 2-night stay at properties included in The Hotel Collection, including perks like: Upgraded room at check-in, when available. While 10,000 points will only earn you a $70 gift card from Walmart or Target, you can exchange them for a $100 gift card from stores like Saks Fifth Avenue, Barnes. 1. Or you can log into your AmEx account and then use this link to open the transfer points page. $9. Earn $1,000 cash-back after you spend $10,000 on purchases in the first 3 months. The Platinum Card® from American Express . Chase Sapphire Reserve: Best for annual travel credit. The American Express compare page allows you to compare up to any three American Express Cards side by side. Best credit cards for international travel in 2023. Best for Lyft and general travel: Chase Sapphire Reserve. The Business Platinum Card® from American Express: Best business card for travel Delta SkyMiles® Gold American Express Card : Best Delta card for value travelers Hilton Honors American Express. With 88% of Amex Trendex † respondents indicating that they wish their trips were. Best premium American Express card: American Express Preferred Rewards Gold credit card. • 2 Miles per dollar on every purchase, every day. Best Premium Delta Card. That said, another great way to amass Club Premier Points is through transfers from Citi ThankYou Rewards. I been wanting to get an Amex card for a while now but am not sure which one I should get. Both the Green from Amex and Amex Gold reward cardholders handsomely for card spending on food and travel purchases. $650 ( rates & fees)SimplyCash® Preferred Card from American Express. S. The Qantas American Express Ultimate Card earns up to 2. Earn 3x Points per Dollar Spent on Travel [$265] One of the best perks of the Amex Green card is that it earns 3x points on all travel purchases including airfare, hotels, cruises, tours, car rentals, campgrounds, travel purchases on third-party travel websites, and travel purchases on AmexTravel. $799. Best for Delta Elites: Delta SkyMiles® Reserve American Express Card. The best Amex travel credit card is the American Express Platinum card. The Platinum Card® from American Express: Best for travel benefits and lounge access. 2X points on up to $50,000 in purchases per year (unlimited 2X points on travel booked through. Earn up to $900 or more in value when you combine your welcome bonus and card benefits 6. You might even end up spending. Best American Express Cards of November 2023. American Express Membership Rewards has an extensive list of airline and hotel transfer partners. A $450 travel credit each year which can be used on eligible flights, hotels and car hire 1. Earn 5X Membership Rewards® Points for flights booked directly with airlines. Here are the top options. While there is no set score that will guarantee that you will be approved for an Amex card, you will generally need good to excellent credit to qualify for the best (premium) American Express cards. Minimum Requirements for an Amex Card Approval. Best for Premium Travel Rewards. With a solid-for-a-student-card rewards rate and a great low introductory APR on purchases and balance transfers, the Bank of America® Unlimited Cash Rewards credit card for Students makes for a. The Gran Melia Fenix located in Madrid is the best value property in Fine Hotels and Resorts portfolio for Madrid tourists. Best for Delta SkyMiles: American Express® Gold Card *. Amex EveryDay® Preferred Credit Card from American Express: Best for earning Amex points. American Express® Business Gold Card - best for flexible rewards earning. 1. Blue Cash Preferred ® Card from American Express. The Blue Cash Preferred® Card from American Express is a premium cash-back credit card, full stop. Best Travel Credit Cards; Best 0% APR Credit Cards. 25% on purchases over £10,000. Card Members can earn statement credits when making eligible purchases upon enrollment from October 9-13, 2023 at a variety of merchants. American Express offers excellent membership benefits on its premium cards, including various luxury travel perks. Here’s a brief outline of the fees and interest rates that apply to the AMEX Cobalt card: Fee: $12. The Platinum Card® from American Express: Best luxury travel perks. For instance, if you have a credit card, it will be accepted wherever you see the Visa or Mastercard symbol. Image Credit: American Express. Here are the top options. The American Express Blue Business Cash™ Card. , 4 Membership Rewards® points per dollar at U. Earn up to 5x points. • • Edited. The American Express® Gold Card offers a lower annual fee yet still earns Membership Rewards. 19 cents per point by CreditCards. S. Ability to pay with points. Our Top Picks for Best American Express Credit Cards in Singapore. Annual Fee $0 intro. Eligible travel purchases are limited to: (i) purchases of air tickets on scheduled flights, of up to $500,000 in charges per calendar year, booked directly with passenger airlines or through American Express Travel (by calling 1-800-525-3355 or through AmexTravel. Blue Cash Everyday® Card from American Express: Best no-annual-fee card. That’s equal to a 4. Features. American Express® Gold Card: Best for restaurant and U. ago. supermarket spending. NerdWallet estimates that AmEx points are worth 2. 1 Cash Mile = $0. The Chase Sapphire Preferred® Card packs a lot of punch in terms of travel rewards value, all with a manageable $95 annual fee. The Amex Blue Business Plus card is arguably the best no-annual-fee business credit card you can have. Currently, there are 4 Amex card levels in the travel rewards category. 50 spent except for spend on Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale2. Chase Freedom Flex: Best for rotating bonuses. S. Enrollment required. The Amex Green card is one of the best American Express Cards and is great for frequent travelers who enjoy dining out and can regularly take advantage of the card’s perks and benefits. Annual fee: $95. 4% return on spend. Best for dining out: American Express® Gold Card. NerdWallet estimates that AmEx points are worth 2. See rates &. American Express. The Platinum Card® from American Express is among the best premium travel rewards cards available. The credit applies as. Right now, the $95 annual fee Surpass comes with 150k Hilton Honors bonus points after a cardholder spends $3k within six months. Best Credit Cards For Groceries. Valid on flights purchased through Amex. Image Credit: The Telegraph. Citi Premier® Card - best starter travel card. The Business Platinum Card® from American Express - best for business travel. Marriott Bonvoy Brilliant ® American Express ® Card. See our top picks offered by our partner American Express to learn more about the best Amex credit cards. It’s a card that’s known by its looks alone. The Amex® Green Card includes a new member welcome bonus worth 40,000 Membership Rewards points after spending $3,000 in purchases in the first six months of card membership. Best for no annual fee: Discover it® Miles. The reason why is because you can earn 2x Amex Membership Rewards points per $1 spent on everyday business purchases, up to $50,000 per calendar year. Prepaid cards are accepted where most debit and credit cards are, so they’re an easy option to utilize when you’re traveling. 105. com. The Amex Gold Card earns 4 Membership Rewards® points per dollar at restaurants, plus takeout and delivery in the U. The American Express Blue Business Cash™ Card. U. Namely, the Amex Blue Cash Everyday card offers more bonus categories, while the Amex EveryDay card offers flexible redemption options. See rates & fees; terms apply. To modify a reservation, you can cancel and rebook your reservation on AmexTravel. Simply click the “Compare” button in the lower right corner of each Card’s overview panel to get started. 3x points on gas station purchases. Then let’s go back to the classic Sapphire Preferred. 1 cent. Blue Cash Preferred®. Annual Fee: $95. – $85 annual fee. The American Express Cash Magnet® Card * is a suitable choice for those in search of a flat-rate cash-back card that comes with access to Amex Offers and limited travel protections. 8. The Capital One Venture Rewards Credit Card is probably the best-known general-purpose travel credit card, thanks to its ubiquitous advertising. Bank of America Travel Rewards Credit Card Review. 1. Highest cashback rate. Our top picks for the best american express credit cards. Up to 60,000 Points. American Express U. American Express® Green Card *: Best Travel Card for Membership Rewards The Platinum Card® from American Express : Best for Luxury Travel and Lifestyle Benefits U. From top-tier cash back in common categories to the highest point offerings and credits on t. 99% on cash advances. Explore the full range of Amex cards in India and their benefits. CardExpert Rating: 5/5. This card is the premium version of the Blue Cash Everyday and charges. The pick of the best American Express cards for business travel would have to be the Business P l atinum Card. 2. Best for. hotel & flight upgrades. It gives you the benefit of having access to 4 complimentary lounges visit in a year. Insurance. Other Benefits and Drawbacks: The Citi Premier card earns Citi ThankYou Points, a flexible points currency that can be redeemed for a number of awards or transferred to airline. There isn’t another card on the market that offers a 1-2 punch like this. You earn up to 5 points per $1 spent on all purchases. All personal and small-business American Express cards are eligible for Amex Offers, though which offers you're presented with will vary by card. Hilton Honors American Express Aspire Card. The American Express Platinum Travel Credit Card is available for INR 3,500 fee for the first year, and you get an additional 10,000 bonus MR points (on spending INR 15,000 on the Card within 90 days). It’s worth noting, however, that U. Earn up to $2,700 or more in value when you combine your welcome bonus points and card benefits 3. American Express® Gold Card. Free checked bag and priority boarding on Delta flights for the cardholder and up to 8 additional travel companions on the same reservation. 62X points, if a Preferred Rewards member) Regular. Transferring credit card points to travel partners is often the best way to maximize their value. $100 credit to use at the hotel. The Amex Platinum travel credit is an up to $200 airline fee credit that comes as a benefit of The Platinum Card® from American Express (applies to one select airline). Citi Costco for gas, Costco, travel, and dining out. To be eligible for the 3X Membership Rewards® points, the booking must be both reserved and charged on the Basic or Additional/Employee Card on the Card Account. – 19. The Platinum Card® from American Express. So, a $1,000 flight would cost 100,000 Membership Rewards points if you use The Platinum Card® from American Express or the American Express® Gold Card. Best For Dining and Entertainment: AMEX Platinum Credit Card. Our top picks for the best american express credit cards. For example, you could compare three cash back Cards, three travel rewards Cards, or three no annual fee Cards. The Amex Platinum is an icon. The Amex Platinum's. Aeroplan Credit Card. , which also fall in the mid-tier range for travel cards. 24% to. How do amex cards rank in travel rewards? Annual fee $0; Intro offer 100,000 Hilton Honors Points (after you spend $1,000 on purchases on your new Card in your first 3 months of Card Membership. Rewards: 1. Visit americanexpress. Bank of America® Premium Rewards® Elite Credit Card: Best for Bank of America clients looking for flat-rate redemptions. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year. For example, you could compare three cash back Cards, three travel rewards Cards, or three no annual fee Cards. Business. Eligible travel purchases are limited to: (i) purchases of air tickets on scheduled flights, of up to $500,000 in charges per calendar year, booked directly with passenger airlines or through American Express Travel (by calling 1-800-525-3355 or through AmexTravel. Compare that with The Platinum Card® from American Express’s eye. The best Amex travel credit card is the American Express Platinum card. Chase Sapphire Reserve® - best for travel credits.